Mortgage Calculators

Use these tools to explore your options. After running the numbers, ask Julie to review your results and provide personalized guidance.

Monthly Payment Calculator

Term is automatically set based on loan program

Your Estimated Payment

Principal & Interest:$2075.51
Property Tax:$333.33
Insurance:$125.00
Total Monthly Payment:$2533.85

This is an estimate. Julie can verify these numbers and check for better loan options.

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How Much Can I Afford?

Default: 43% (typical maximum)

Your Estimated Affordability

Estimated Max Loan Amount:$453,285
Estimated Max Home Price:$533,285
Estimated Monthly Payment:$2940.00

This is a rough estimate. Julie will factor in your full profile, credit, and program type to give you a more accurate picture.

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Rent vs Buy Calculator

Term is automatically set based on loan program

Comparison Results

Total Rent Paid Over 7 Years

$183,899

Equity Gained Over 7 Years

$121,430

Over 7 years, you'd pay about $183,899 in rent with $0 equity. Buying at $400,000 could give you roughly $121,430 in equity (before selling costs and taxes).

Estimated Monthly Housing Cost: $2075.51

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